Investment and Education Planning

Overview

This CPE course can be purchased individually, or as a part of the Fundamentals of Personal Financial Planning program.

Understand the role of investment planning in developing a comprehensive and practical financial plan for your clients. Learning about the environment in which investment professionals work, offers an opportunity to bridge the gap between them and your personal financial planning clients.

Through real-life scenarios and practical guidance, learn the basics of preparing the personal financial plan, which sets the direction for investing strategy, and how to help select the investment manager, by gaining knowledge about the following topics:

• The regulatory environment, including applicable securities acts and various business models in the investment management process
• Investment vehicles available to your clients
• Investment constraints including time horizon, liquidity, and balancing income and spending needs
• Asset allocation including modern portfolio theory, diversification, and risk issues
• Investment manager selection including criteria for selecting a suitable investment manager, performing due diligence, and sourcing research on investment managers

Learn how charitable planning is an integral part of estate planning as well as a major consideration in tax planning by exploring the following topics:

• IRC Section 501(c)(3) organizations and tax deductible contributions
• Charitable gifts, including cash, real estate, personal property, ordinary income property, and life insurance
• Charitable trusts, including split-interest trusts, lead trusts, remainder trusts, private foundations, and donor-advised funds
• Taxation and income tax planning, including the application of limitations, ordering rules, carryover rules, and qualified charitable distributions

Highlights

Key Topics

• Regulatory environment
• Investment vehicles
• Investment constraints
• Asset allocation
• Investment manager selection

Prerequisites

None

Objectives

Learning Outcomes

• Identify applicable securities acts by their purpose and function.
• Recall the necessary registrations and licensing exams to sell specific investments.
• Identify the appropriate amount of Securities Investor Protection Corporation coverage for a client of a broker-dealer.
• Recall asset allocation strategies and their specific uses in an investment portfolio.
• Identify the type of Treasury-backed securities to recommend to a client based on individual facts and circumstances.
• Recognize accounts insured by the Federal Deposit Insurance Corporation (FDIC) or the National Credit Union Administration (NCUA).
• Recall criteria for the selection of a suitable investment adviser.
• Recognize various types of investment vehicles.