Credit Analysis Basics: The ABC's Of Bank Lending

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Online registration for this course is now closed. Please contact the Member Service Center at
(800) 342-3197 if you wish to inquire about registering.

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Overview

2.0 Credits
ONLINE

Attend this proactive training session and learn how banks make lending decisions based on the five (5) C’s of credit- capacity, capital, collateral, conditions, and character. The session will cover the basics of the three (3) main areas of lending- consumer, mortgage and commercial lending. Each of the three areas will be illustrated with real life “case studies.”

The attendee will also be exposed to loan structure, loan support, and documentation issues and how they are an intricate part of the lending process. Additionally, the basics of loan compliance will be provided including Reg B, Reg Z, TRID, BSA and Fair Credit Reporting.

Objectives

  • Identify how banks make lending decisions.
  • Recognize the three main areas of lending
  • Identify the basics of loan compliance

Major Topics

  • Gain an understanding of how banks make lending decisions based on the five (5) C’s of credit.
  • Learn about the three (3) main areas of lending.
  • Apply the three areas to individual “case studies.”
  • Review the basics of loan structure, loan support, documentation, and loan compliance.

Designed For

CPAs, CFO/controllers, financial managers, auditors, financial analysts and practitioners.

Prerequisite

None.

Advanced Preparation

None.